1. Acceptance

By accessing hkfinancialadvisory.com (“Website”), you agree to these Terms & Conditions and all applicable laws and regulations.

2. Use of Website

• You agree to use the site only for lawful purposes.
• You must not misuse the Website or interfere with its operation.
• You agree not to upload harmful content.

3. Services

Our Website may describe financial advising, tax planning, accounting, and compliance support. Use of these services is subject to execution of separate service agreements.

4. Intellectual Property

All content on this Website, including text, graphics, logos, and images, is owned or licensed by us. You may download or print for personal use only and must retain all copyright and proprietary notices.

5. Limitation of Liability

We will not be liable for any direct, indirect, special, incidental, or consequential damages arising from your use of the Website or reliance on information provided.

6. Governing Law

These Terms shall be governed by the laws of [specify jurisdiction — e.g., Hong Kong or U.S. state where LLC is registered].