Terms & Conditions

By using this site or booking a consultation, you agree to the following:

1. Services Provided

HK Financial Advisory provides tax planning, advisory, and educational resources. Booking a consultation or downloading a guide does not create a CPA-client relationship until a signed agreement is in place.

2. User Responsibilities

You agree not to:

Misuse or misrepresent information on the site
Share proprietary content without permission
Use our content for unlawful purposes

3. Payments

If purchasing services or consultations:

All payments are due upfront unless otherwise agreed
No refunds once tax planning analysis begins unless stated otherwise

4. Intellectual Property

All materials, guides, and videos provided are the property of HK Financial Advisory. Reproduction or redistribution is prohibited without written consent.

5. Limitation of Liability

We are not responsible for:

Outcomes based on inaccurate information provided by you
Third-party platform issues (e.g., Calendly, ClickFunnels)
General business or financial decisions made without full engagement

6. Modifications

We reserve the right to update these Terms at any time. Continued use of this site constitutes your acceptance of any changes.